Non-life insurance is often ignored but in reality, it’s the best protection you have against accidents and mishaps. This is a MUST, especially for motorcycle riders and their passengers.
WHO Philippines’ Dr. John Juliard Go shared back in 2018 that the total number of injured motorcycle riders and passengers for 2016 reached a whopping 28,694 number of accidents and injuries. There were only 696 injuries reported for car accidents and 290 for bus accidents/injuries. Just looking at those numbers will make you really want to think about getting non-life insurance aside from your life insurance of course. As you can see in these numbers, riding a motorcycle has a very high probability of getting into an accident or mishap.
Oftentimes, people riding motorcycles don’t have spot cash to use in emergencies and this makes it really problematic. Having non-life insurance helps get rid of this worrisome problem.
In the Philippines, there are so many people who are using or riding a motorcycle and it is always worrisome because they are accident-prone. I can’t count how many times I’ve seen an actual motorcycle accident and if you’re also from Metro Manila, and you travel daily, I’m sure you know exactly what I’m talking about.
Whether it’s as major as someone sprawled on the floor or minor mishaps such as motorcycles suddenly cutting lanes and getting hit by cars, etc. Motorcycle accidents seem to be part of the everyday commuting routines, especially in Metro Manila.
Motorcycles are one of the cheapest, fastest, and more convenient way of traveling around the Philippines. Because of this, more and more people are using motorcycles as their mode of transportation.
However, because of this increase in demand and use of motorcycles, more people get into accidents because it is more unstable and unsafe compared to cars.
Although I know many responsible motorcycle riders, there are still a lot of motorcycle riders who make use of the small built of the motorcycle to squeeze through the smallest of spaces ending up into more accidents.
Nowadays, it is more convenient and budget-efficient to set aside part of your money for insurance and accidents in advance rather than worry only when the accident has already happened. Finding ways to pay for an accident is stressful and problematic.
So if you or your family member own a motorcycle, it is best to get the non-life insurance protection that specializes in motorcycle accidents such as Malayan MotoMAX. Being a step ahead is always a good thing. It is a lot cheaper to get insurance rather than wait for the actual accident to happen, no matter whether it’s a major accident or a minor mishap.
Malayan Insurance – MotoMAX
Malayan Insurance is the leader in non-life insurance and MotoMAX is specifically tailored for any motorcycle accident and insurance Protection.
Here are some information and coverage from MotoMAX:
LTO
Php 100,000 Compulsory Third Party Liability
– Cover against liability for death or bodily injury of third parties form motor vehicle accidents resulting from fault/negligence of the Assured while driving the insured motorcycle. (This is required by law when you register your motorcycle with the Land Transportation Office (LTO).
MOTORCYCLE
Php 40,000 Accidental Damage (Total Loss Only)
– Indemnifies the Assured in case of total loss claim due to Accident.
DRIVER
Php 20,000 Auto Personal Accident
– Protects the Assured against misfortunes of accidents by providing coverage against accidental death, dismemberment or disability.
Php 2, 000 Medical Reimbursements
– Reimburses medical expenses incurred by the Assured as a result of an accident.
Php 5,000 Burial Benefit Assistance
– Provides financial assistance for burial expenses in the event of death due to an accident.
To know more about and purchase this product, please call Malayan Insurance’s hotline: 628-8643.
And if you are interested in getting your Malayan Motomax as well as other non life insurance products from the Philippines’ most trusted non-life insurance company, Malayan Insurance, then go ahead and click this link:
https://www.malayan.com/products
Preparing for the future and keeping yourself and your family secured by getting non life insurance is the best way to take care of your family and your future. Getting non-life insurance is the KEY.